Individual Life Insurance

Human Life is full of uncertainty but the timing of these unfortunate eventualities are uncertain. So it becomes relevant that we should think about having certain provisions for the dependents so as to minimize the financial impact of such unfortunate eventualities. In today’s world we are burdened with many responsibilities and liabilities to be discharged in our lives, be it in terms of housing or personal loans, children’s education or be their marriages etc. If we continue earning throughout our active life we will be able to fulfill those responsibilities. But in the event of unfortunate eventualities, these liabilities will remain to be discharged while family income gets suddenly diminished . OUIC presents Term Assurance Plan to take care of the liabilities in the happening of death or disability of earning member. When a person is the sole breadwinner of the family, then the need for protection of that person's income becomes all the more important.


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Whether it is your child’s babysitter, your cook, housekeeper or gardener, with your domestic worker at home, you and your spouse can work with peace of mind. So it pays to protect them and make them feel secure being part of your family.

OUIC offers effective insurance protection at a very low cost.

Himaya insurance plan for domestic workers is designed especially for families with foreign domestic help. If you are about to hire a foreign domestic help or renew his or her contract, we will provide you with a triple Insurance pack containing Life, Disability, Accident, Repatriation and Medical Expenses protection for your domestic help.


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