Oman United Insurance

Public Liability Insurance

Public Liability Insurance provides cover for Third Party Liabilities whether it is Bodily Injury / Property Damage arising out of operation or premises of the Insured; it also covers legal costs incurred in connection therewith.

We also offer other products

Property Insurance

...

Marine Insurance

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Money Insurance

Money Insurance policy indemnifies you for: Loss of Money. Loss of or damage to any safe or strong room in the Insured’s ...

Fidelity Guarantee Insurance

Fidelity Guarantee insurance designed to indemnify the Insured against the loss of money or other property belonging to the Insured ...

Public liability insurance is designed to protect business against legal liability that may arise in their interaction with their customers or members of the public. It protects against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business activities.

Key Benefits

Third party Bodily injury
Third party Property damage
Legal cost

Up-to the limits opted

This policy can be opted by any of the below:

Residential or Commercial Property Owners.
Service industry such as Restaurants, Hotels, Schools, Shopping Complex, etc.
All type of Manufacturing companies.

Key Exclusions

Date Recognition Clause.
Exclusion of all kind of Political Risks including but not limited to Terrorism and Sabotage.
Contamination / Pollution Clause.
Nuclear risks.
Radioactivity Risks (Radioactive Contamination Clause following CL370 Institute of London Underwriters).
Any direct or indirect loss by infectious disease, outbreak of epidemics & pandemics.
Asbestos Clause.
RADIOACTIVE Contamination, Chemical, Biological, Bio-Chemical and Electromagnetic Weapons (insurance).
War and Terrorism.

This is not an exhaustive list. Please refer policy wordings for detailed coverage, exclusions and conditions.

Download Section

– Public Liability - Proposal Form