Oman United Insurance

Abbreviations :

OUIC : Oman United Insurance CO.

CMA : Capital Market Authority

Portal : (OUIC Portal URL)

Web Site User Agreement

You acknowledge that these terms and conditions are related to your use of OUIC web portal and that you accept the terms thereof and any subsequent changes.

YOU AGREE TO READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE AND TO CHECK BACK REGULARLY FOR ANY REVISIONS. If you do not agree to these terms and conditions of use, you may not access or otherwise use this website.

By visiting OUIC web portal, you expressly consent to the collection and use by it of personally identifiable information according to the Privacy Protection Policy terms.

Description of Services

Our website contains statements regarding the terms of insurance policies, including details of the benefits available and items not covered by such policies. Some of these statements are generalized in an attempt to give you a summary of the insurance policies available through the portal. However, not all insurance policies are the same and you should confirm the exact terms of any insurance policy that you intend to purchase prior to purchasing that insurance policy.

This portal reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement, in whole or in part, at any time. Notification of changes in the Agreement will be posted on the portal website and your continued use of the website after such notice of changes signifies your acceptance of the changes. Any changes in any regulations related to this website and announced by the Omani regulator (Capital Market Authority) will apply automatically without a notification on this portal.

NOTE :- The content of OUIC portal is only for your personal, non-commercial use. All materials contained on this portal Website are protected by copyright and are owned or controlled by Oman United Insurance Company, or the party credited as the provider of the Content. You will abide by any and all additional copyright notices, information, or restrictions contained in any content on the portal website. You may download and make copies of the content and other downloadable items displayed on this Portal Website for personal, non-commercial use only, provided that you maintain all copyright and other notices contained in such content. Copying or storing of any Content for other than personal, non-commercial use is expressly prohibited without the prior written permission from the portal or the copyright holder identified in the individual Content's copyright notice.

Eligibility

Minimum eligibility 18 years old.

Limited Permission and Site Access

You represent, warrant and pledge that:

You shall not upload, post or transmit to or distribute or otherwise publish website any materials which restrict or inhibit any other user from using and enjoying the portal website, which are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent, constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate law, violate, plagiarize or infringe the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right, contain a virus or other harmful component, contain any information, software or other material of a commercial nature, contain advertising of any kind, or constitute or contain false or misleading indications of origin or statements of fact.

Indemnity

You hereby agree to indemnify, defend and hold this portal and its director, owners, agents, employees, information providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach of the Agreement or the foregoing representations, warranties and covenants, without limitation, attorneys' fees and costs. You shall cooperate as fully as reasonably required in the defense of any claim. OUIC reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not, in any event, settle any matter without the written consent of OUIC.

Jurisdiction /Legal

Information submitted via our website will be held confidential and will be used for insurance purposes only. Completion and/or submission of the application or request for additional information does not constitute the purchase of insurance, nor does it represent any agreement to provide coverage under any insurance policy. No coverage will be bound, added, altered or changed as a result of submitting a request for information or quotation of insurance.

Fees and Charges

OUIC Portal offers a FREE service with no charges from its visitors

Links to other websites & Third Party information

Claim settlement is the sole responsibility and at the discretion of the insurance company, regulated by CMA. The settlement will take place between the customers and Oman United Insurance Company based on details and information you may pass through this portal and accepted as per the final version of Unified Motor Policy Wordings announced by CMA. OUIC shall not be held responsible for any issues related to miss leading information given by the user or other third party body authorized and used to supply such information.

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Delivery Policy

1. Obtain the e-copy as PDF

2. Client must contact any branch to collect

Refund/Cancellation policy

Refer Unified Motor Vehicles Insurance Policy(Articles 4-a and 4-b)

4-a. Neither the Insurer nor the Insured has the right to cancel Chapter Three (Compulsory Insurance) for the vehicle during its period of validity as long as the license of the vehicle is still in force. Such cancellation, were it to occur, shall have no effect against the third party. Exempted from the foregoing shall be the case where a new insurance Policy is submitted for the remaining period of insurance and the name of the new Insurer is shown on the Mulkiya. In such cases, the Insurer shall refund to the Insured the premium paid less the premium due calculated on short-period rates specified in Schedule 4 of Appendix 1 herein, provided that no claim has arisen during the validity of the Policy.

4-b. The Insurer may cancel the provisions of Chapter Two (Loss & Damage) of this Policy if there are material and substantial reasons requiring such cancellation such as a deliberate act by the Insured to obtain compensation, by sending a written notice by registered mail to the Insured at his last known address fifteen (15) days prior to the cancellation date. In this case, the Insurer shall refund to the Insured the premium paid less the pro-rata portion thereof for the period during which the Policy has been in force, as follows: Premium X Remaining period/Insurance period Similarly, the Insured may cancel the provisions of Chapter Two of this Policy by written notice to be delivered or sent to the Insurer by registered mail and, in such a case, the Insurer shall refund to the Insured the premium paid less the premium duly calculated on short-period rates specified in Schedule 4 of Appendix 1 of this Policy; provided that in both the aforementioned cases no claim has arisen during the validity of the Policy. Exempted from the foregoing shall be the case where the vehicle is insured at a value higher than the actual value, the insurer’s obligation is limited to pay the difference in indemnity. The insured’s right in recovering the premium shall be forfeited and shall pay the agreed excess.

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Trademarks & Copyright

All trademarks, service marks, trade names, logos, icons and domain names located on this website are the property of OUIC only. Any logos, trademarks, service marks and domain names, and all related intellectual property rights, of the companies whose sites we search in providing the service, belong to those companies, and you may not reproduce them without their prior written consent. Except for them, all intellectual property rights including, without limitation, all logos, trademarks, service marks, domain names, database rights, rights in designs, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction in any information, content, materials, data or processes contained in or underlying this website and/or the service we provide belong to OUIC. All rights of this portal in such intellectual property rights are hereby reserved.

General

Links from OUIC portal website to other third party sites, maintained by third parties, do not constitute an endorsement by this portal or any of its subsidiaries or affiliates of any third party resources, or their contents. OUIC disclaims any and all responsibility for the content contained in any third party materials provided through links from the OUIC Portal website.

OUIC portal will use reasonable efforts to maintain the accuracy or reliability of any statement or other information displayed or distributed through the Portal website. The information supplied on this website about our products is informational only. You acknowledge that any reliance upon any such statement or information shall be at your sole risk. OUIC reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the portal website. Coverage is controlled by the policy purchased, and the particular facts of each situation. To obtain the coverage you must submit an application to this portal. All applications are subject to underwriting approval.

OUIC PORTAL WEBSITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS, AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH OUIC PORTAL WEBSITE, IS PROVIDED "AS IS." TO THE FULLEST EXTENT PERMISSIBLE BY LAW, OUIC AND ITS SUBSIDIARIES AND AFFILIATES MAKE NO REPRESENTATION OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT ON THE PORTAL WEB SITE OR THE MATERIALS, INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH THE PORTAL WEBSITE, FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE PORTAL WEBSITE OR ANY LINKED SITE. FURTHER, OUIC AND ITS SUBSIDIARIES AND AFFILIATES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. OUIC DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE PORTAL WEBSITE OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE PORTAL WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. OUIC AND ITS SUBSIDIARIES AND AFFILIATES SHALL NOT BE LIABLE FOR THE USE OF THE PORTAL WEBSITE, INCLUDING, WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN.

Any cause of action you may have with respect to your use of the Portal WebSite must be commenced within one year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of the Agreement, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.

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